PTAextra Magazine Spring 2025 | Page 46

Running your PTA

Making the most of your membership : insurance

Finding the right insurance can be a bit of a headache , especially for organisations as unique as a PTA . That ’ s why we include a comprehensive insurance package as part of our paid membership
Marsh Commercial became Parentkind ’ s insurance broker in November 2024 . They can handle any insurance-related queries or claims you might have , but here is everything you ’ re covered for .
Main Group policy
The Main Group policy is provided by Zurich Insurance Company Ltd and covers :
• Property damage
• Increased cost of working
• Money
• Deterioration of stock
• Public and Products liability
• Employers ’ liability
• Trustee / Directors ’ and Officers ’ liability
• Corporate legal liability
• Crime
The Group Personal Accident policy
The Group Personal Accident policy is provided by American International Group Ltd . It has been split from the Main Group policy as American International Group Ltd provide better coverage in the unfortunate event that one of your committee members or volunteers is injured during activities organised by your PTA .
The Excess Public and Employers ' Liability policy
The Excess Public and Employers ' Liability policy is provided by Axis Specialty Europe SE . This tops up the limit of indemnity ( the money paid to someone if they suffer damage or loss ) over and above the Zurich Insurance Company Ltd primary policy limit .
24 PARENTKIND . ORG SPRING 2025